Author Archives: Bill Butler

Navigating the Home Insurance Crisis: Insights and Adaptations

Navigating the Home Insurance Crisis: Insights and Adaptations The home insurance market is facing unprecedented challenges, significantly impacting homeowners across the United States. A recent CNN article by Nathaniel Meyersohn and Anna Bahney sheds light on the dire situation, particularly …
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Property Casualty Market’s Wild Ride No Pit Stop Until 2025

Property Casualty Market’s Wild Ride No Pit Stop Until 2025

In the ever-evolving world of insurance, the P&C market has been on a rollercoaster ride that’s enough to make even the most seasoned industry veteran feel a tad queasy. As 2023 unfolds, the forecast isn’t looking too sunny, with profitability …
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New CISR Designee Jessica Gavigan

New CISR Designee Jessica Gavigan

New CISR Designee The designation of Certified Insurance Service Representative (CISR) has been conferred on Jessica Gavigan, Account Manager at Butler & Associates Insurance Agency in Apple Valley MN, following her successful completion of a comprehensive insurance education program sponsored …
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Beware of Post-Storm Scams How to Safely Hire a Contractor

Beware of Post-Storm Scams How to Safely Hire a Contractor

Beware of Post-Storm Scams: How to Safely Hire a Contractor When a storm roars through, leaving a trail of damage in its wake, the last thing you want is another tempest—in the form of a scam contractor—knocking on your door. …
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Navigating the Premium Surge Charting a Course with Your Insurance Agent in Minnesota

Navigating the Premium Surge Charting a Course with Your Insurance Agent in Minnesota

Navigating the Premium Surge: Charting a Course with Your Insurance Agent in Minnesota 🧭🚗 In the picturesque state of Minnesota, where lakes are as abundant as the friendly smiles of its residents, a less welcome surge is making waves: the …
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Hail NOOOOO – What Now!

Hail NOOOOO – What Now!

The recent hail and wind storm has left many of us assessing damages and planning repairs. As we navigate this process, it’s crucial to act wisely to protect ourselves from potential pitfalls and scams. Here’s a clear and concise guide …
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Bumper to Bumper in Expenseville: The US Auto Insurance Crisis Takes a 30-Year Detour Buckle Up for Rate Hikes

US Auto Insurance Sector in Crisis: Buckle Up for a Bumpy Ride! Key Points: Worst Crisis in 30 Years: The US auto insurance industry is facing a significant crisis, the biggest in three decades, leading to considerable price hikes. Surge …
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Shifting Gears: Kemper Drives Away from Home and Auto Insurance A $500 Million Turn in the Road

Kemper Corporation Bids Farewell to Preferred Home and Auto Insurance Business Here’s a breakdown of the key points from the article: Exit from Preferred Home and Auto Insurance Market: Kemper Corporation is leaving the preferred home and auto insurance sector. …
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WEATHER RISK ISN’T SOMEONE ELSE’S PROBLEM TAKE AN UMBRELLA PEOPLE

WEATHER RISK ISN’T “SOMEONE ELSE’S PROBLEM,” SAYS TRIPLE-I – TAKE AN UMBRELLA, PEOPLE! Key Points: Ignorance of Weather Risk: 60% of homeowners admit to taking no steps to prepare for weather risks, despite the fact that it can affect everyone. …
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Buckle Up for a Wild Ride: Auto Insurance Payouts, Pandemic Twists, and the Road to Florida’s Costly Claims

DESPITE FEWER CLAIMS, PERSONAL AUTO INSURANCE PAYOUTS INCREASE Summary Climbing Claims Costs: Average claim payment per insured personal vehicle rose between 2002 and 2022, with higher payments more than offsetting declines in frequency. Roller Coaster Ride: A fun decline and …
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